/*!
 * EasifyMe Loan EMI Calculator
 * CSS Prefix: emi-
 */

/* ============================================================
   LAYOUT & TABS
   ============================================================ */
.emi-tool {
    font-family: inherit;
}

.emi-tabs {
    display: flex;
    gap: 4px;
    flex-wrap: wrap;
    margin-bottom: var(--space-5);
    background: var(--color-bg-secondary);
    padding: 6px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--color-border);
}

.emi-tab-btn {
    flex: 1;
    min-width: 110px;
    padding: 8px 12px;
    border: none;
    background: transparent;
    color: var(--color-text-muted);
    font-size: var(--text-sm);
    font-weight: 500;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition-base);
    white-space: nowrap;
    display: flex;
    align-items: center;
    gap: 6px;
    justify-content: center;
}

.emi-tab-btn:hover {
    background: var(--color-surface);
    color: var(--color-text);
}

.emi-tab-btn.active {
    background: var(--color-accent);
    color: #fff;
    box-shadow: 0 2px 8px rgba(59,130,246,0.3);
}

.emi-tab-panel { display: none; }
.emi-tab-panel.active { display: block; }

/* ============================================================
   LOAN TYPE PRESETS
   ============================================================ */
.emi-presets {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-bottom: var(--space-5);
}

.emi-preset-btn {
    padding: 6px 16px;
    border: 1.5px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text-muted);
    font-size: var(--text-sm);
    font-weight: 500;
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: var(--transition-base);
}

.emi-preset-btn:hover {
    border-color: var(--color-accent);
    color: var(--color-accent);
}

.emi-preset-btn.active {
    border-color: var(--color-accent);
    background: rgba(59,130,246,0.08);
    color: var(--color-accent);
}

/* ============================================================
   INPUT GRID
   ============================================================ */
.emi-inputs-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-5);
    margin-bottom: var(--space-5);
}

@media (max-width: 640px) {
    .emi-inputs-grid { grid-template-columns: 1fr; }
    .emi-tabs { gap: 2px; }
    .emi-tab-btn { min-width: 80px; font-size: 11px; padding: 7px 8px; }
}

.emi-field {
    display: flex;
    flex-direction: column;
    gap: var(--space-2);
}

.emi-field label {
    font-size: var(--text-sm);
    font-weight: 600;
    color: var(--color-text);
    display: flex;
    align-items: center;
    gap: 6px;
}

.emi-field label span.emi-label-hint {
    font-weight: 400;
    color: var(--color-text-muted);
    font-size: 12px;
}

.emi-input-row {
    display: flex;
    align-items: center;
    gap: 8px;
}

.emi-input-wrap {
    position: relative;
    flex: 1;
}

.emi-currency-sym {
    position: absolute;
    left: 10px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--color-text-muted);
    font-size: var(--text-sm);
    font-weight: 600;
    pointer-events: none;
}

.emi-input {
    width: 100%;
    padding: 9px 12px 9px 28px;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    background: var(--color-bg-secondary);
    color: var(--color-text);
    font-size: var(--text-base);
    font-weight: 600;
    transition: var(--transition-base);
}

.emi-input.no-prefix { padding-left: 12px; }

.emi-input:focus {
    outline: none;
    border-color: var(--color-accent);
    background: var(--color-surface);
}

.emi-input::-webkit-outer-spin-button,
.emi-input::-webkit-inner-spin-button { -webkit-appearance: none; }

.emi-tenure-toggle {
    display: flex;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    overflow: hidden;
    flex-shrink: 0;
}

.emi-tenure-toggle button {
    padding: 8px 12px;
    border: none;
    background: transparent;
    color: var(--color-text-muted);
    font-size: var(--text-sm);
    font-weight: 500;
    cursor: pointer;
    transition: var(--transition-base);
}

.emi-tenure-toggle button.active {
    background: var(--color-accent);
    color: #fff;
}

/* Slider */
.emi-slider {
    -webkit-appearance: none;
    width: 100%;
    height: 5px;
    border-radius: 3px;
    background: var(--color-border);
    outline: none;
    margin-top: 4px;
}

.emi-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--color-accent);
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(59,130,246,0.4);
    transition: transform 0.15s ease;
}

.emi-slider::-webkit-slider-thumb:hover { transform: scale(1.2); }

.emi-slider-track {
    position: relative;
    margin-top: 2px;
}

/* ============================================================
   RESULTS HERO
   ============================================================ */
.emi-results {
    background: linear-gradient(135deg, var(--color-accent) 0%, #8B5CF6 100%);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    color: #fff;
    margin-bottom: var(--space-5);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.emi-results::before {
    content: '';
    position: absolute;
    top: -40px; right: -40px;
    width: 150px; height: 150px;
    border-radius: 50%;
    background: rgba(255,255,255,0.06);
}

.emi-emi-label {
    font-size: var(--text-sm);
    opacity: 0.85;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 4px;
}

.emi-emi-amount {
    font-size: 48px;
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -1px;
    margin-bottom: 4px;
    transition: all 0.3s ease;
}

.emi-emi-sub {
    font-size: var(--text-sm);
    opacity: 0.8;
}

/* Breakdown cards */
.emi-breakdown-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-3);
    margin-bottom: var(--space-5);
}

@media (max-width: 540px) {
    .emi-breakdown-cards { grid-template-columns: 1fr; }
    .emi-emi-amount { font-size: 36px; }
}

.emi-card {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: var(--space-4);
    text-align: center;
}

.emi-card-label {
    font-size: 11px;
    font-weight: 600;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 4px;
}

.emi-card-value {
    font-size: var(--text-lg);
    font-weight: 700;
    color: var(--color-text);
}

.emi-card-pct {
    font-size: 11px;
    color: var(--color-text-muted);
    margin-top: 2px;
}

.emi-card.highlight .emi-card-value { color: var(--color-warning); }

/* ============================================================
   CHARTS
   ============================================================ */
.emi-charts-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-5);
    margin-bottom: var(--space-5);
}

@media (max-width: 680px) {
    .emi-charts-row { grid-template-columns: 1fr; }
}

.emi-chart-box {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
}

.emi-chart-title {
    font-size: var(--text-sm);
    font-weight: 600;
    color: var(--color-text-muted);
    margin-bottom: var(--space-3);
    display: flex;
    align-items: center;
    gap: 6px;
}

.emi-donut-wrap {
    display: flex;
    align-items: center;
    gap: var(--space-4);
}

.emi-donut-svg { flex-shrink: 0; }

.emi-donut-legend { flex: 1; display: flex; flex-direction: column; gap: 10px; }

.emi-legend-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: var(--text-sm);
}

.emi-legend-dot {
    width: 12px; height: 12px;
    border-radius: 3px;
    flex-shrink: 0;
}

.emi-legend-dot.principal { background: var(--color-accent); }
.emi-legend-dot.interest { background: var(--color-warning); }

.emi-legend-label { color: var(--color-text-muted); flex: 1; }
.emi-legend-val { font-weight: 700; color: var(--color-text); }

/* Bar chart */
.emi-bar-chart-svg { width: 100%; overflow: visible; }

.emi-bar-segment { cursor: pointer; transition: opacity 0.15s; }
.emi-bar-segment:hover { opacity: 0.8; }

.emi-chart-tooltip {
    position: fixed;
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 8px 12px;
    font-size: 12px;
    pointer-events: none;
    z-index: 1000;
    box-shadow: 0 4px 12px rgba(0,0,0,0.15);
    display: none;
    min-width: 160px;
}

.emi-chart-tooltip strong { display: block; margin-bottom: 4px; color: var(--color-text); }
.emi-chart-tooltip span { color: var(--color-text-muted); }

/* ============================================================
   AMORTIZATION TABLE
   ============================================================ */
.emi-amort-controls {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    flex-wrap: wrap;
    margin-bottom: var(--space-3);
}

.emi-amort-toggle {
    display: flex;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    overflow: hidden;
}

.emi-amort-toggle button {
    padding: 7px 14px;
    border: none;
    background: transparent;
    color: var(--color-text-muted);
    font-size: var(--text-sm);
    font-weight: 500;
    cursor: pointer;
    transition: var(--transition-base);
}

.emi-amort-toggle button.active {
    background: var(--color-accent);
    color: #fff;
}

.emi-export-btns {
    display: flex;
    gap: 6px;
    margin-left: auto;
}

.emi-export-btn {
    padding: 7px 12px;
    border: 1.5px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text-muted);
    font-size: var(--text-sm);
    font-weight: 500;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition-base);
    display: flex;
    align-items: center;
    gap: 5px;
}

.emi-export-btn:hover {
    border-color: var(--color-accent);
    color: var(--color-accent);
}

.emi-table-wrap {
    overflow-x: auto;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
}

.emi-table {
    width: 100%;
    border-collapse: collapse;
    font-size: var(--text-sm);
}

.emi-table thead th {
    background: var(--color-bg-secondary);
    padding: 10px 14px;
    text-align: right;
    font-weight: 600;
    color: var(--color-text-muted);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-bottom: 1px solid var(--color-border);
    white-space: nowrap;
}

.emi-table thead th:first-child { text-align: left; }

.emi-table tbody tr {
    border-bottom: 1px solid var(--color-border);
    transition: background 0.1s;
}

.emi-table tbody tr:last-child { border-bottom: none; }
.emi-table tbody tr:nth-child(even) { background: var(--color-bg-secondary); }
.emi-table tbody tr:hover { background: rgba(59,130,246,0.05); }
.emi-table tbody tr.current-month { background: rgba(59,130,246,0.08); }
.emi-table tbody tr.loan-end { background: rgba(16,185,129,0.08); }

.emi-table td {
    padding: 10px 14px;
    text-align: right;
    color: var(--color-text);
    white-space: nowrap;
}

.emi-table td:first-child {
    text-align: left;
    font-weight: 600;
    color: var(--color-text-muted);
}

.emi-table td.td-principal { color: var(--color-accent); }
.emi-table td.td-interest { color: var(--color-warning); }

.emi-show-all-btn {
    width: 100%;
    padding: 12px;
    border: none;
    border-top: 1px solid var(--color-border);
    background: var(--color-bg-secondary);
    color: var(--color-accent);
    font-size: var(--text-sm);
    font-weight: 600;
    cursor: pointer;
    border-radius: 0 0 var(--radius-lg) var(--radius-lg);
    transition: var(--transition-base);
}

.emi-show-all-btn:hover { background: var(--color-surface); }

/* ============================================================
   LOAN COMPARISON (Mode 2)
   ============================================================ */
.emi-compare-grid {
    display: grid;
    grid-template-columns: 160px 1fr 1fr 1fr;
    gap: 0;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    margin-bottom: var(--space-5);
}

@media (max-width: 720px) {
    .emi-compare-grid { grid-template-columns: 1fr; }
}

.emi-compare-labels {
    background: var(--color-bg-secondary);
    border-right: 1px solid var(--color-border);
    padding: var(--space-3);
}

.emi-compare-col {
    border-right: 1px solid var(--color-border);
    padding: var(--space-3);
    position: relative;
}

.emi-compare-col:last-child { border-right: none; }

.emi-compare-col.best {
    background: rgba(16,185,129,0.05);
    border-top: 3px solid var(--color-success);
}

.emi-compare-col-header {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: var(--space-3);
    font-weight: 700;
    font-size: var(--text-sm);
}

.emi-best-badge {
    background: var(--color-success);
    color: #fff;
    font-size: 10px;
    font-weight: 700;
    padding: 2px 6px;
    border-radius: var(--radius-full);
    display: none;
}

.emi-compare-col.best .emi-best-badge { display: inline-block; }

.emi-compare-label-row {
    padding: 10px 0;
    font-size: var(--text-sm);
    font-weight: 600;
    color: var(--color-text-muted);
    border-bottom: 1px solid var(--color-border);
    display: flex;
    align-items: center;
}

.emi-compare-label-row:last-child { border-bottom: none; }

.emi-compare-cell {
    padding: 10px 0;
    border-bottom: 1px solid var(--color-border);
}

.emi-compare-cell:last-child { border-bottom: none; }

.emi-compare-cell input {
    width: 100%;
    padding: 6px 8px;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-sm);
    background: var(--color-surface);
    color: var(--color-text);
    font-size: var(--text-sm);
    font-weight: 600;
    transition: var(--transition-base);
}

.emi-compare-cell input:focus {
    outline: none;
    border-color: var(--color-accent);
}

.emi-compare-result {
    font-size: var(--text-sm);
    font-weight: 700;
    color: var(--color-text);
}

.emi-compare-result.best-val { color: var(--color-success); }

.emi-winner-banner {
    background: rgba(16,185,129,0.1);
    border: 1px solid var(--color-success);
    border-radius: var(--radius-md);
    padding: var(--space-4);
    font-size: var(--text-sm);
    color: var(--color-text);
    margin-bottom: var(--space-5);
    display: flex;
    align-items: center;
    gap: 10px;
}

.emi-winner-banner i { color: var(--color-success); font-size: var(--text-lg); }

/* ============================================================
   PREPAYMENT (Mode 3)
   ============================================================ */
.emi-prepay-options {
    display: flex;
    flex-direction: column;
    gap: var(--space-3);
    margin-bottom: var(--space-5);
    padding: var(--space-4);
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
}

.emi-prepay-row {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    flex-wrap: wrap;
}

.emi-prepay-row label {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: var(--text-sm);
    font-weight: 500;
    color: var(--color-text);
    cursor: pointer;
    min-width: 220px;
}

.emi-prepay-row input[type="checkbox"] {
    width: 16px; height: 16px;
    accent-color: var(--color-accent);
    cursor: pointer;
}

.emi-prepay-input {
    padding: 7px 10px;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    background: var(--color-surface);
    color: var(--color-text);
    font-size: var(--text-sm);
    font-weight: 600;
    width: 130px;
    transition: var(--transition-base);
}

.emi-prepay-input:focus { outline: none; border-color: var(--color-accent); }

.emi-prepay-input:disabled {
    opacity: 0.4;
    cursor: not-allowed;
}

.emi-impact-compare {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-4);
    margin-bottom: var(--space-5);
}

@media (max-width: 500px) { .emi-impact-compare { grid-template-columns: 1fr; } }

.emi-impact-box {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
}

.emi-impact-box.with-prepay { border-color: var(--color-success); background: rgba(16,185,129,0.05); }

.emi-impact-box-title {
    font-size: var(--text-sm);
    font-weight: 600;
    color: var(--color-text-muted);
    margin-bottom: var(--space-3);
    padding-bottom: 8px;
    border-bottom: 1px solid var(--color-border);
}

.emi-impact-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 6px 0;
    font-size: var(--text-sm);
    border-bottom: 1px solid var(--color-border);
}

.emi-impact-row:last-child { border-bottom: none; }
.emi-impact-row span:first-child { color: var(--color-text-muted); }
.emi-impact-row span:last-child { font-weight: 700; color: var(--color-text); }

.emi-savings-banner {
    background: linear-gradient(135deg, rgba(16,185,129,0.1) 0%, rgba(59,130,246,0.1) 100%);
    border: 1px solid var(--color-success);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    text-align: center;
    margin-bottom: var(--space-5);
}

.emi-savings-amount {
    font-size: 32px;
    font-weight: 800;
    color: var(--color-success);
    margin: 8px 0 4px;
}

.emi-savings-label {
    font-size: var(--text-sm);
    color: var(--color-text-muted);
}

.emi-savings-detail {
    font-size: var(--text-sm);
    color: var(--color-text);
    margin-top: 8px;
    font-weight: 600;
}

/* Timeline */
.emi-timeline {
    margin-bottom: var(--space-5);
}

.emi-timeline-row {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    margin-bottom: 10px;
    font-size: var(--text-sm);
}

.emi-timeline-label {
    width: 120px;
    flex-shrink: 0;
    font-weight: 600;
    color: var(--color-text-muted);
}

.emi-timeline-bar-wrap {
    flex: 1;
    background: var(--color-border);
    border-radius: var(--radius-full);
    height: 20px;
    overflow: hidden;
}

.emi-timeline-bar {
    height: 100%;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    padding-left: 8px;
    font-size: 11px;
    font-weight: 700;
    color: #fff;
    transition: width 0.5s ease;
    white-space: nowrap;
    overflow: hidden;
}

.emi-timeline-bar.original { background: var(--color-warning); }
.emi-timeline-bar.prepay { background: var(--color-success); }

/* ============================================================
   AFFORDABILITY (Mode 4)
   ============================================================ */
.emi-afford-inputs {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-4);
    margin-bottom: var(--space-5);
}

@media (max-width: 540px) { .emi-afford-inputs { grid-template-columns: 1fr; } }

.emi-afford-result-hero {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    margin-bottom: var(--space-5);
    text-align: center;
}

.emi-afford-max-loan {
    font-size: 36px;
    font-weight: 800;
    color: var(--color-accent);
    margin: 8px 0 4px;
}

.emi-afford-max-label {
    font-size: var(--text-sm);
    color: var(--color-text-muted);
}

.emi-dti-bar-wrap {
    margin: var(--space-4) 0;
}

.emi-dti-label {
    display: flex;
    justify-content: space-between;
    font-size: var(--text-sm);
    margin-bottom: 6px;
}

.emi-dti-bar {
    height: 12px;
    border-radius: var(--radius-full);
    background: var(--color-border);
    position: relative;
    overflow: hidden;
}

.emi-dti-fill {
    height: 100%;
    border-radius: var(--radius-full);
    transition: width 0.5s ease, background 0.3s;
}

.emi-dti-fill.healthy { background: var(--color-success); }
.emi-dti-fill.moderate { background: var(--color-warning); }
.emi-dti-fill.high { background: var(--color-error); }

.emi-dti-markers {
    display: flex;
    justify-content: space-between;
    font-size: 10px;
    color: var(--color-text-muted);
    margin-top: 4px;
}

.emi-tenure-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--space-3);
}

@media (max-width: 540px) { .emi-tenure-grid { grid-template-columns: 1fr 1fr; } }

.emi-tenure-card {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: var(--space-3);
    text-align: center;
    font-size: var(--text-sm);
}

.emi-tenure-card .tenure-years {
    font-weight: 700;
    color: var(--color-text-muted);
    font-size: 11px;
    text-transform: uppercase;
    margin-bottom: 4px;
}

.emi-tenure-card .tenure-amount {
    font-size: var(--text-lg);
    font-weight: 800;
    color: var(--color-accent);
}

/* ============================================================
   WHAT IF SCENARIOS (Mode 5)
   ============================================================ */
.emi-scenarios {
    display: flex;
    flex-direction: column;
    gap: var(--space-4);
    margin-bottom: var(--space-5);
}

.emi-scenario-card {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
    transition: var(--transition-base);
}

.emi-scenario-card:hover { border-color: var(--color-accent); }

.emi-scenario-title {
    font-size: var(--text-sm);
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: var(--space-3);
    display: flex;
    align-items: center;
    gap: 8px;
}

.emi-scenario-slider-row {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    margin-bottom: var(--space-3);
}

.emi-scenario-val {
    font-size: var(--text-base);
    font-weight: 700;
    color: var(--color-accent);
    min-width: 60px;
    text-align: right;
}

.emi-scenario-impact {
    font-size: var(--text-sm);
    color: var(--color-text-muted);
    padding: 8px 12px;
    background: var(--color-surface);
    border-radius: var(--radius-md);
    line-height: 1.6;
}

.emi-scenario-impact .saving { color: var(--color-success); font-weight: 700; }
.emi-scenario-impact .extra-cost { color: var(--color-error); font-weight: 700; }

/* ============================================================
   INTEREST RATE FINDER (Mode 6)
   ============================================================ */
.emi-finder-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-4);
    margin-bottom: var(--space-5);
}

@media (max-width: 540px) { .emi-finder-grid { grid-template-columns: 1fr; } }

.emi-rate-result {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    margin-bottom: var(--space-4);
}

.emi-rate-big {
    font-size: 36px;
    font-weight: 800;
    color: var(--color-warning);
    text-align: center;
    margin: 8px 0 4px;
}

.emi-rate-label {
    text-align: center;
    font-size: var(--text-sm);
    color: var(--color-text-muted);
    margin-bottom: var(--space-4);
}

.emi-rate-rows {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.emi-rate-row {
    display: flex;
    justify-content: space-between;
    padding: 8px 0;
    border-bottom: 1px solid var(--color-border);
    font-size: var(--text-sm);
}

.emi-rate-row:last-child { border-bottom: none; }
.emi-rate-row span:first-child { color: var(--color-text-muted); }
.emi-rate-row span:last-child { font-weight: 700; color: var(--color-text); }

.emi-warning-box {
    background: rgba(245,158,11,0.1);
    border: 1px solid var(--color-warning);
    border-radius: var(--radius-md);
    padding: var(--space-4);
    font-size: var(--text-sm);
    color: var(--color-text);
    display: flex;
    gap: 10px;
    align-items: flex-start;
}

.emi-warning-box i { color: var(--color-warning); flex-shrink: 0; margin-top: 2px; }

/* ============================================================
   EMI CALENDAR (Mode 7)
   ============================================================ */
.emi-calendar-nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: var(--space-4);
}

.emi-cal-year {
    font-size: var(--text-xl);
    font-weight: 800;
    color: var(--color-text);
}

.emi-cal-nav-btn {
    width: 36px; height: 36px;
    border: 1.5px solid var(--color-border);
    background: var(--color-surface);
    border-radius: var(--radius-md);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-text-muted);
    transition: var(--transition-base);
}

.emi-cal-nav-btn:hover { border-color: var(--color-accent); color: var(--color-accent); }
.emi-cal-nav-btn:disabled { opacity: 0.3; cursor: not-allowed; }

.emi-cal-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-3);
    margin-bottom: var(--space-4);
}

@media (max-width: 600px) { .emi-cal-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 360px) { .emi-cal-grid { grid-template-columns: 1fr; } }

.emi-cal-cell {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: 10px;
    font-size: var(--text-sm);
    cursor: pointer;
    transition: var(--transition-base);
    position: relative;
}

.emi-cal-cell:hover { border-color: var(--color-accent); }

.emi-cal-cell.past { opacity: 0.5; }
.emi-cal-cell.current { border-color: var(--color-accent); background: rgba(59,130,246,0.05); }
.emi-cal-cell.paid-off {
    border-color: var(--color-success);
    background: rgba(16,185,129,0.08);
}

.emi-cal-cell.empty {
    background: transparent;
    border-color: transparent;
    cursor: default;
}

.emi-cal-month {
    font-size: 11px;
    font-weight: 700;
    color: var(--color-text-muted);
    text-transform: uppercase;
    margin-bottom: 4px;
}

.emi-cal-emi {
    font-size: var(--text-base);
    font-weight: 800;
    color: var(--color-text);
}

.emi-cal-bal {
    font-size: 11px;
    color: var(--color-text-muted);
    margin-top: 2px;
}

.emi-cal-mini-bar {
    height: 4px;
    border-radius: 2px;
    margin-top: 6px;
    background: var(--color-border);
    overflow: hidden;
}

.emi-cal-mini-bar-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--color-accent) 0%, var(--color-warning) 100%);
    border-radius: 2px;
}

.emi-cal-paid-off-label {
    font-size: 11px;
    font-weight: 700;
    color: var(--color-success);
    text-align: center;
    margin-top: 4px;
}

.emi-cal-year-summary {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: var(--space-4);
    font-size: var(--text-sm);
}

.emi-cal-year-summary-title {
    font-weight: 700;
    color: var(--color-text-muted);
    margin-bottom: var(--space-2);
}

.emi-cal-summary-row {
    display: flex;
    justify-content: space-between;
    padding: 5px 0;
    border-bottom: 1px solid var(--color-border);
}

.emi-cal-summary-row:last-child { border-bottom: none; }
.emi-cal-summary-row span:first-child { color: var(--color-text-muted); }
.emi-cal-summary-row span:last-child { font-weight: 700; color: var(--color-text); }

/* Modal overlay for month detail */
.emi-cal-modal {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.5);
    z-index: 2000;
    align-items: center;
    justify-content: center;
}

.emi-cal-modal.open { display: flex; }

.emi-cal-modal-inner {
    background: var(--color-surface);
    border-radius: var(--radius-lg);
    padding: var(--space-5);
    max-width: 380px;
    width: 90%;
    box-shadow: 0 20px 60px rgba(0,0,0,0.3);
}

.emi-cal-modal-title {
    font-size: var(--text-xl);
    font-weight: 800;
    color: var(--color-text);
    margin-bottom: var(--space-4);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.emi-cal-modal-close {
    width: 28px; height: 28px;
    border: none;
    background: var(--color-bg-secondary);
    border-radius: var(--radius-md);
    cursor: pointer;
    color: var(--color-text-muted);
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ============================================================
   BANK RATES TABLE
   ============================================================ */
.emi-bank-rates {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    margin-bottom: var(--space-5);
}

.emi-bank-rates-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: var(--space-3) var(--space-4);
    border-bottom: 1px solid var(--color-border);
    cursor: pointer;
}

.emi-bank-rates-header span {
    font-size: var(--text-sm);
    font-weight: 700;
    color: var(--color-text);
    display: flex;
    align-items: center;
    gap: 8px;
}

.emi-bank-rates-body { display: none; }
.emi-bank-rates-body.open { display: block; }

.emi-bank-type-tabs {
    display: flex;
    gap: 4px;
    padding: var(--space-3) var(--space-4);
    border-bottom: 1px solid var(--color-border);
    flex-wrap: wrap;
}

.emi-bank-type-btn {
    padding: 5px 12px;
    border: 1.5px solid var(--color-border);
    background: transparent;
    border-radius: var(--radius-full);
    font-size: 12px;
    font-weight: 500;
    cursor: pointer;
    color: var(--color-text-muted);
    transition: var(--transition-base);
}

.emi-bank-type-btn.active {
    border-color: var(--color-accent);
    background: rgba(59,130,246,0.08);
    color: var(--color-accent);
}

.emi-bank-table-wrap { overflow-x: auto; }

.emi-bank-table {
    width: 100%;
    border-collapse: collapse;
    font-size: var(--text-sm);
}

.emi-bank-table thead th {
    background: var(--color-bg-secondary);
    padding: 8px 16px;
    text-align: left;
    font-weight: 600;
    color: var(--color-text-muted);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.emi-bank-table tbody td {
    padding: 10px 16px;
    border-top: 1px solid var(--color-border);
    color: var(--color-text);
}

.emi-bank-table tbody tr:hover { background: var(--color-surface); }

.emi-rate-click-btn {
    padding: 4px 10px;
    border: 1.5px solid var(--color-accent);
    background: rgba(59,130,246,0.08);
    color: var(--color-accent);
    font-size: 11px;
    font-weight: 600;
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: var(--transition-base);
}

.emi-rate-click-btn:hover { background: var(--color-accent); color: #fff; }

.emi-bank-rates-disclaimer {
    padding: var(--space-3) var(--space-4);
    font-size: 11px;
    color: var(--color-text-muted);
    border-top: 1px solid var(--color-border);
}

/* ============================================================
   SAVED LOANS (Real-World Feature 5)
   ============================================================ */
.emi-saved-loans {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    margin-bottom: var(--space-5);
}

.emi-saved-loans-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: var(--space-3) var(--space-4);
    border-bottom: 1px solid var(--color-border);
}

.emi-saved-loans-header span {
    font-size: var(--text-sm);
    font-weight: 700;
    color: var(--color-text);
    display: flex;
    align-items: center;
    gap: 8px;
}

.emi-save-btn {
    padding: 7px 14px;
    border: none;
    background: var(--color-accent);
    color: #fff;
    font-size: var(--text-sm);
    font-weight: 600;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition-base);
    display: flex;
    align-items: center;
    gap: 6px;
}

.emi-save-btn:hover { background: #2563EB; }

.emi-saved-list {
    padding: var(--space-3) var(--space-4);
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-3);
}

.emi-saved-empty {
    padding: var(--space-4);
    font-size: var(--text-sm);
    color: var(--color-text-muted);
    text-align: center;
}

.emi-saved-card {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    padding: var(--space-3);
    font-size: var(--text-sm);
    min-width: 180px;
    max-width: 200px;
}

.emi-saved-card-name {
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: 4px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.emi-saved-card-detail {
    color: var(--color-text-muted);
    font-size: 12px;
    margin-bottom: 2px;
}

.emi-saved-card-emi {
    font-size: var(--text-base);
    font-weight: 800;
    color: var(--color-accent);
    margin: 6px 0;
}

.emi-saved-card-btns {
    display: flex;
    gap: 6px;
    margin-top: 8px;
}

.emi-saved-load-btn, .emi-saved-del-btn {
    flex: 1;
    padding: 5px 8px;
    border-radius: var(--radius-sm);
    font-size: 11px;
    font-weight: 600;
    cursor: pointer;
    border: 1.5px solid var(--color-border);
    transition: var(--transition-base);
    background: transparent;
}

.emi-saved-load-btn { color: var(--color-accent); border-color: var(--color-accent); }
.emi-saved-load-btn:hover { background: var(--color-accent); color: #fff; }
.emi-saved-del-btn { color: var(--color-error); }
.emi-saved-del-btn:hover { border-color: var(--color-error); background: rgba(239,68,68,0.08); }

.emi-combined-emi {
    padding: var(--space-3) var(--space-4);
    border-top: 1px solid var(--color-border);
    font-size: var(--text-sm);
    color: var(--color-text-muted);
    display: flex;
    justify-content: space-between;
}

.emi-combined-emi strong { color: var(--color-text); }

/* ============================================================
   SHARE CARD
   ============================================================ */
.emi-share-section {
    text-align: center;
    padding: var(--space-5) 0 0;
    border-top: 1px solid var(--color-border);
    margin-top: var(--space-5);
}

.emi-share-title {
    font-size: var(--text-base);
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: var(--space-3);
}

.emi-share-card-preview {
    display: inline-block;
    margin: 0 auto var(--space-4);
    max-width: 340px;
    width: 100%;
}

#emi-share-card {
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
}

.emi-sc-dark {
    background: linear-gradient(135deg, #1E293B 0%, #0F172A 100%);
    color: #fff;
    padding: 24px;
    font-family: inherit;
}

.emi-sc-light {
    background: #fff;
    color: #0F172A;
    padding: 24px;
    font-family: inherit;
    border: 1px solid #E2E8F0;
}

.emi-sc-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    opacity: 0.7;
}

.emi-sc-emi {
    font-size: 36px;
    font-weight: 800;
    color: #3B82F6;
    margin-bottom: 4px;
}

.emi-sc-sub { font-size: 12px; opacity: 0.6; margin-bottom: 16px; }

.emi-sc-rows {
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-bottom: 16px;
}

.emi-sc-row {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    padding: 4px 0;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.emi-sc-light .emi-sc-row { border-bottom-color: #E2E8F0; }

.emi-sc-footer {
    font-size: 11px;
    opacity: 0.5;
    text-align: center;
    margin-top: 12px;
}

.emi-share-btns {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    justify-content: center;
}

.emi-share-btn {
    padding: 8px 16px;
    border: 1.5px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text);
    font-size: var(--text-sm);
    font-weight: 600;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition-base);
    display: flex;
    align-items: center;
    gap: 6px;
}

.emi-share-btn:hover { border-color: var(--color-accent); color: var(--color-accent); }

/* ============================================================
   CURRENCY SELECTOR
   ============================================================ */
.emi-currency-sel {
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: var(--space-4);
    flex-wrap: wrap;
}

.emi-currency-sel label {
    font-size: var(--text-sm);
    font-weight: 600;
    color: var(--color-text-muted);
}

.emi-currency-sel select {
    padding: 6px 10px;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    background: var(--color-surface);
    color: var(--color-text);
    font-size: var(--text-sm);
    cursor: pointer;
}

/* ============================================================
   FLOATING RATE SIMULATOR
   ============================================================ */
.emi-float-sim {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
    margin-bottom: var(--space-5);
}

.emi-float-sim-title {
    font-size: var(--text-sm);
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: var(--space-3);
    display: flex;
    align-items: center;
    gap: 8px;
}

.emi-float-table {
    width: 100%;
    font-size: var(--text-sm);
    border-collapse: collapse;
}

.emi-float-table td, .emi-float-table th {
    padding: 8px 12px;
    border-bottom: 1px solid var(--color-border);
    text-align: right;
}

.emi-float-table td:first-child, .emi-float-table th:first-child { text-align: left; }
.emi-float-table th { font-weight: 600; color: var(--color-text-muted); font-size: 11px; text-transform: uppercase; }
.emi-float-table tr:last-child td { border-bottom: none; }
.emi-float-table td.up { color: var(--color-error); }
.emi-float-table td.down { color: var(--color-success); }

/* ============================================================
   UTILITY & MISC
   ============================================================ */
.emi-section-title {
    font-size: var(--text-sm);
    font-weight: 700;
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--space-3);
    display: flex;
    align-items: center;
    gap: 8px;
}

.emi-toast {
    position: fixed;
    bottom: 24px;
    left: 50%;
    transform: translateX(-50%) translateY(60px);
    background: var(--color-text);
    color: var(--color-surface);
    padding: 10px 20px;
    border-radius: var(--radius-full);
    font-size: var(--text-sm);
    font-weight: 600;
    z-index: 3000;
    opacity: 0;
    transition: all 0.3s ease;
    pointer-events: none;
    white-space: nowrap;
}

.emi-toast.show {
    opacity: 1;
    transform: translateX(-50%) translateY(0);
}

.emi-base-loan-info {
    padding: var(--space-3) var(--space-4);
    background: rgba(59,130,246,0.05);
    border: 1px solid rgba(59,130,246,0.15);
    border-radius: var(--radius-md);
    font-size: var(--text-sm);
    color: var(--color-text-muted);
    margin-bottom: var(--space-4);
}

.emi-base-loan-info strong { color: var(--color-accent); }

.emi-tip-box {
    display: flex;
    gap: 10px;
    padding: var(--space-4);
    background: rgba(59,130,246,0.05);
    border: 1px solid rgba(59,130,246,0.15);
    border-radius: var(--radius-md);
    font-size: var(--text-sm);
    color: var(--color-text);
    margin-top: var(--space-4);
}

.emi-tip-box i { color: var(--color-accent); flex-shrink: 0; margin-top: 2px; }

.emi-disclaimer {
    font-size: 11px;
    color: var(--color-text-muted);
    margin-top: var(--space-3);
    text-align: center;
}

/* Transition animation for number rolls */
@keyframes emi-num-update {
    0% { opacity: 0.4; transform: translateY(-4px); }
    100% { opacity: 1; transform: translateY(0); }
}

.emi-num-anim { animation: emi-num-update 0.25s ease; }

/* Step cards for how-to-use section */
.step-card {
    background: var(--color-bg-secondary);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
}

.step-number {
    width: 32px; height: 32px;
    background: var(--color-accent);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: var(--text-sm);
    margin-bottom: var(--space-3);
}

.step-title {
    font-weight: 700;
    color: var(--color-text);
    margin-bottom: 4px;
}

.step-desc {
    font-size: var(--text-sm);
    color: var(--color-text-muted);
}